HOW WE WORK TOGETHER

When you become a new client, together we begin a step-by-step planning process:

1. SET YOUR OBJECTIVES

• We ask you to complete a Financial and Estate Planning Questionnaire which covers:
  
  • Personal and family data
  • Financial goals
  • Investment objectives and risk tolerance
  • A list of assets and liabilities
  • Cash flow: income and expenses
    
• We meet to review your Questionnaire, to clarify goals and key issues.
  
• We propose an Engagement Letter outlining what we’ll do for you, our responsibilities and fees.

2. GET TO WORK ON A STRATEGY

• We use projections and calculations to analyze and explore all options.
  
• Our team of specialists collaborates to solve complex issues and bring innovative, imaginative ideas to the table.

3. PRESENT A WRITTEN PLAN WITH SPECIFIC SOLUTIONS

• We present your personalized Comprehensive Wealth Management plan over 2-3 meetings, and review our analysis and recommendations in these areas:
  
  • Education and Retirement
  • Investments and Insurance
  • Estate Planning
    
• Based upon your feedback, we revise and amplify the Plan.
  
• We create an Action List of steps to be taken, agree on who will do them, and monitor progress to ensure that all items are completed.

4. MONITOR RESULTS

For our ongoing clients:

• We call periodically to talk about new developments, questions you have, or information you may need. You, of course, are welcome to call us any time.
  
• During the year we meet with you to review your Asset Management account and confirm goals, performance, and any changes in recommendations.
  
• Each year we review your Comprehensive Wealth Management plan with you.